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Panama Mortgage FAQ'S

Q: Who are you and where are you located?

A: We are a Panamanian Mortgage Brokerage firm located in Panama City, Republic of Panama. Through our recommended law firm, we also offer various complimentary services such as title search services, real estate transaction processing (buy/sell contracts, title transfers, etc.), immigration services, bank/brokerage/merchant account introductions, mail forwarding services, web-hosting services, and escrow services. Our attorneys are registered agents in the Panama Public Registry. We are located in Panama City, Panama and our physical address and PO box is listed at the bottom of the website.

Q: Why are your prices so low?

A: We are efficient! We process a large volume of mortgage applications every month, therefore, we have established a very well trained staff and have put together a very organized and efficient system for processing mortgage applications that enable us to capitalize on economies of scale.

Q: How can I trust your service, can you provide references?

A: We are a reputable firm and a long time provider in the industry. If you would like, we can provide you client references or professional correspondent references.

Q: Do I need to come to Panama to finalize anything?

A: Most of the initial Panama mortgage applications and documentation processing is done through email, fax and courier. However, to finalize any Panama mortgage transaction, our recommended banks or private financing sources require that you physically appear at their offices. Panama is a beautiful country to visit and we encourage you to visit, even if it is only to process your mortgage. Once we have all of the documentation in order, we will notify you so that you can plan your trip to Panama. Once you have the exact dates established for your trip to Panama, our staff will schedule an itinerary for you to meet with our attorneys at our offices, and then our staff will escort you to the financial institution to finalize the mortgage loan process.

Q: How long does the mortgage process take before I get my loan?

A: The time frame for each type of loan varies depending on the circumstances. A typical mortgage loan can take anywhere from two weeks to two months depending on who you are, where you are from and the complexity of the transaction. Please read through the detailed description of the mortgage type that you wish to apply for.

Q: The mortgage application instructions say that I need to “authenticate” certain documents, such as my bank reference letters, through the Panamanian Consulate. How do I do that?

A: Simply download the list of Panamanian Consulate Offices , and contact the consulate of your choice. Inform the consulate of the documents that you wish to authenticate, and request a quote including the cost to courier the documents to Panama, and be sure to ask what name to make the payment check payable to. Once you receive the quote from the consulate, then mail or courier the documents to the consulate office along with the check for payment to the consulate, and a letter instructing the consulate to authenticate the documents and to forward the documents to our offices in Panama via Courier (FedEx, DHL, UPS, etc.). Our office address is: Panama Mortgage Brokers, Ave. Ricardo J. Alfaro, Sun Tower, 1st Floor, Office # 39, Panama City, Rep. Of Panama, Tel: 507.236.8303.

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